Michael Nicholls

DFS Financial Services Ltd

SS2 6HZ

FCA Number: 480927

9.1 out of 10
2 verified reviews on
Verified Advisers
I have been a mortgage and protection adviser since 2003 having previously worked in investment banking in the City of London and also in financial education with the Institute of Financial Services. My particular areas of interest are mortgages, personal and business protection and general insurance. I received my Fellowship of the Chartered Institute of Bankers in 2005, and completed my diploma in advanced mortgage advice in 2017. My client base is very diverse ranging from young professionals just starting their financial planning journey to much older clients completing theirs. I work very closely with accountants, solicitors and independent financial advisers to help their clients realise their financial goals. It is an amazing privilege and responsibility to be a trusted adviser to so many clients, many of whom I'm now proud to call my friends.

I advise on

Protection
Mortgages
Business Protection
Home Insurance

Accreditations

Certificate in Regulated Equity Release (CeRER®)
CeMAP Diploma
FCIB - Fellow of the Chartered Institute of Bankers
Certificate in Regulated General Insurance

Consumer Duty scores

Products and Services

10 / 10

Based on 2 responses

Price and Value

10 / 10

Based on 2 responses

Consumer Understanding

10 / 10

Based on 2 responses

Consumer Support

10 / 10

Based on 2 responses

Last updated 19 September 2026

Michael Nicholls
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