Jake Sumner

W1W 5PF

FCA Number: 1031872

9.8 out of 10

6 verified reviews on

I help clients secure the right finance solutions, no matter how straightforward or complex their circumstances. I specialise in cases that require a bespoke approach, working with clients whose income, property portfolio, or financial situation falls outside standard lending criteria. I take pride in finding solutions where others may see obstacles. My expertise covers residential mortgages, buy-to-let, bridging finance, refurbishment projects, self-build, commercial finance, and tailored protection advice. Whether you're a first-time buyer, seasoned investor, developer, or business owner, I provide clear, practical guidance throughout the process.

I advise on

Buy to Let Mortgages

Commercial Mortgages

Personal Protection

Business Protection

Residential Mortgages

Development Finance

Commercial Finance

Complex Mortgages

Self-build Finance

Bridging/Short-term Finance

Accreditations

Certificate in Mortgage Advice and Practice (CeMAP®)

Certificate in Regulated Equity Release (CeRER®)

Consumer Duty scores

Products and Services

9.8 / 10

Based on 10 responses

Price and Value

9.9 / 10

Based on 10 responses

Consumer Understanding

9.8 / 10

Based on 10 responses

Consumer Support

9.5 / 10

Based on 10 responses

Last updated 19 September 2026

What clients say

Jake dealt with our mortgage needs qjuickly and efficiently from start to finish.

September 2026

Jake was excellent and timely with his response. He provided exactly what was needed with a great explanation of the details.

August 2026

Jake offered a fantastic service throughout the process. I will no doubt use him and ERG for future requirements. Thank you to Jake and the team.

July 2026

I approached Jake Sumner for some independent financial advice upon recommendation, and wish I had done so years ago! Jakes extensive knowledge and competent processing of what I considered a complicated financial background made a daunting experience a relative breeze! No matter what challenges were thrown into the equation, be it daunting surveys, unexpected valuations or non-committed lenders, Jake was always one step ahead in pursuing an alternative option. He has applied knowledge well outside of the box to ensure a personable and reassuring experience. I will not hesitate to recommend Jake ased on bot his professional and personal attention to detail. Thank you for making what I thought was impossible to a totally manageable process and we will have many happy years in our new home as a result of your attention to detail!

July 2026

Find me online

X / Twitter linkedin.com/in/jake-sumner Website ergfinance.co.uk

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