Jon Halbert

Key Financial Associates Ltd

ST7 8PY

FCA Number: 491560

9.9 out of 10
12 verified reviews on
Verified Advisers
I'm Jon Halbert, Mortgage & Protection adviser and Director at Key Financial Associates. Based in Burscough, Lancashire, with over 25 years' experience as a whole-of-market adviser, I cover everyday purchases and remortgages, plus higher-value and complex cases — limited company BTLs, HMOs, multi-unit freehold blocks, commercial mortgages, bridging finance, and self-build. I'm also a qualified joiner, own a property portfolio, and have built my own house — hands-on experience most brokers don't have, giving me a real edge on property and self-build cases. Beyond mortgages and protection, trusted specialist colleagues cover wills, estate planning, pensions, investments, and commercial insurance — so you're covered under one roof. Meet me in person at my office on the high street in Burscough, or we can talk by phone or Teams. Know someone who'd benefit from clear, experienced advice? I'd welcome the introduction.

I advise on

Commercial mortgages
Purchases & remortgages
Buy-to-let (including limited company BTL)
HMOs
Multi-unit freehold blocks (MUFB)
Bridging finance
Self-build
Protection (life, income protection, critical illness)
Business Protection (Shareholder, key Person, group)

Accreditations

Certificate in Mortgage Advice and Practice (CeMAP®)

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Consumer Duty scores

Products and Services

9.9 / 10

Based on 22 responses

Price and Value

10 / 10

Based on 22 responses

Consumer Understanding

10 / 10

Based on 22 responses

Consumer Support

9.7 / 10

Based on 22 responses

Last updated 30 October 2026

What clients say

We have used Jon for a few years now and also my Daughter has just recently used him too, very reliable and friendly and has saved us money each month on our mortgage by locking in a 2 year deal.

July 2026

Jon was extremely knowledgeable and informative on various mortgage options. He was very patient with my changing requirements and went above and beyond to outline all potential options. He gave great advice and moved quickly to get the best deal for us. I would highly recommend Jon to anyone looking for mortgage advice.

July 2026

10 out of 10

July 2026

Jon Halbert
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