Tonia Sian

I offer thoughtfully designed financial planning for people seeking clarity, confidence and calm around important financial decisions. After many years in senior leadership roles within life & health reinsurance, I founded The Wealth Studio to bring the same principles of thoughtful planning, risk management and long-term decision-making directly to individuals and families. As both a Chartered Actuary and Regulated Financial Planner, I bring analytical rigour, structured thinking and a practical, deeply personalised approach to advice. I help clients understand where they are today, clarify what matters most and shape a financial plan that supports the life they want to live.