Lukasz Tomczyk

Reffiness Ltd

ST4 2LW

FCA Number: 978458

10 out of 10
3 verified reviews on
Verified Advisers

I advise on

Pension Planning
Financial Planning
Mortgage Advice
Personal Protection
Business Protection
Commercial Finance
Investment Advice

Accreditations

Certificate in Mortgage Advice and Practice (CeMAP®)
Diploma for Financial Advisers (DipFA®)
Independent Financial Adviser
Will Writing accreditation

Consumer Duty scores

Products and Services

10 / 10

Based on 6 responses

Price and Value

10 / 10

Based on 6 responses

Consumer Understanding

10 / 10

Based on 6 responses

Consumer Support

10 / 10

Based on 6 responses

Last updated 30 October 2026

What clients say

Łukasz has been an exceptional financial adviser. His sound advice, patience and unusual level of empathy, combined with a genuine understanding of my sometimes complex circumstances, have helped me build a solid pension portfolio that is performing better than I expected. What I particularly value is his objectivity. He is not tied to a single provider or product and consistently approaches decisions from the client’s perspective. Knowledgeable, patient and genuinely client-focused. I would definitely recommend Łukasz.

September 2026

I’m very happy with Łukasz’s service. He’s always there when I need him, explains everything clearly, and makes the whole mortgage process much easier. Highly recommended!

September 2026

Lukasz Tomczyk
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